SayGo Smart Step Program: Refinancing Made Easy and Affordable
Introducing the SayGo Smart Step Program, a unique opportunity designed to help you save money every time you refinance your home with SayGo Home Loans.
Why wait? Refinance now and save more later.
Most homeowners expect to refinance in the next few years, which means you could potentially refinance multiple times over the life of your loan. Each time, you face the stress of deciding if, and when the timing is right. But with SayGo Home Loans, we’re making it easier for you to take advantage of future rate drops without hesitation.
With the SayGo Smart Step Program, you can:
- Waive Lender Fees on any subsequent refinance with SayGo Home Loans.
- Save More with reduced costs each time you refinance.
- Act Now, Benefit Later knowing you can refinance again with ease when rates fall.
- Plus, Smart Step Members enjoy complimentary market watch alerts customized to your specific situation
Don’t let the fear of timing the market hold you back from refinancing today. Our SayGo Smart Step Program ensures that you can move forward confidently, knowing that refinancing in the future will be just as easy and more affordable.
Ready to take the Smart Step? Call us now to learn more about the SayGo Smart Step Program and start your refinance journey with confidence.
*SayGo Smart Step Program Details:
**Basic Eligibility** Subject to the conditions and requirements below, the Smart Step Program applies to the refinancing of an existing loan originated by SayGo Home Loans, secured by the same property on which the borrower previously received a loan and “Smart Step Program” certificate from SayGo Home Loans.
**Loans Not Eligible for the Smart Step Program:** The Smart Step Program is exclusive to eligible loans and cannot be transferred. It doesn’t cover loans taken to purchase a different property, loans that create a new, additional lien on the property (like a “home equity loan”), renovation loans, bond loan programs, or down payment assistance programs. Only applications made directly to SayGo Home Loans qualify for the program; applying through a third-party disqualifies the borrower.
**Additional Terms and Conditions** For Smart Step Program certificates issued on or after January 1, 2024, they cannot be redeemed within the first 9 months of issuance. Redeeming the certificate is also subject to any future changes in federal or state law, or investor or guarantor limitations on refinancing. SayGo Home Loans cannot guarantee future loan approval, interest rate, or appraised home value. Future loan eligibility depends on the underwriting terms and conditions available at the time.
**Program Scope:** For any future loans that meet the conditions and close successfully, no lender fee will be charged. “Lender fee” excludes any discount points associated with the transaction.
**Notice** Terms and conditions may be updated without prior notice.
**Redemption** Future applicants should contact SayGo Home Loans directly through our website or by phone to qualify for the Smart Step Program.