Privacy Policy - SayGo Home Loans, LLC

Last Updated: 2/12/24

Please read this privacy policy prior to using this website
or the services it provides. If you do not agree to this privacy policy, please
exit this page and do not access or use this website or the service it
provides.

This privacy policy describes how SayGo Home Loans, LLC
(“the Company”, “SayGo”, “We”, “Our”, or “Us”) collects, uses, shares and
protects your Personal Information (defined below) and how to exercise your
rights regarding that data. This policy
outlines information We collect through this website old.saygohomeloans.com
(“Website”), directly from you or other third parties in order to provide Our
product and/or conduct Our business activities (collectively, “Services”). Services provided are intended for United
States residents over the age of 18 only.

By using this Website or Services We provide, you agree and
acknowledge that you have read, understand and agree to be all the terms and
conditions of this policy in addition to Our Terms of Use .

Personal
Information We Collect

Any information that personally identifies, relates to,
describes, or is capable of being associated with you is considered personal
information or personal data (“Personal Information”). The types of Personal Information We may
collect depends on how you interact with this Website and the Services you are
interested in. We may collect the following Personal Information:

Identifiers- This could include your first name, last
name, telephone/mobile number, email address, physical or postal address,
unique personal identifier, online identifier, IP address, physical
characteristics or description, or other unique identifiable Information such
as a signature, username or social media handle, or other similar identifiers.

Characteristics of Protected Classifications Under
California or Federal Law– This could include your age, mental and physical
disability, sex, sexual orientation, gender identity, medical information,
marital status, or military status.

Device Information/Internet or Other Electronic Network
Activity Information– This is information we automatically collect from
you when you access this Website.
This could include your device identifier, internet protocol (IP)
address, browsing history, information about your interactions with this
Website, it’s features, contact forms or any advertisements.

Commercial Information– This could include records of
personal property, financial information, products or services purchased, or
purchasing or consuming histories.

Professional or Employment Information– This could
include employment status, education, employment history, professional
accreditations or certifications, job description or business information.

Inferences Drawn From Other Personal Data– This
includes profiling a consumer’s preferences, characteristics, psychological
trends, preferences, predispositions, behavior, attitudes, intelligence,
abilities, or aptitudes.

Usage Information- This is information we
automatically collect from you when you access this Website. The information collected includes the
features you may use on this Website, any links you may click, viewed, the
different pages you may visit, or advertisements you interact with. The time
and day you browse the Website including referring and exit pages. This information may be collected through a
variety of technologies like cookies (as described below) and script which may
include session reply software.

Website Activity & Communications- This is
information we automatically collect from you when you access this Website. We may record and retain calls, text messages
and the contents of your interactions with Us, including this Website session,
webform inquiry submissions, chat transcripts, or other written/electronic
communications between you and Us. By communicating with Us, you consent to Our
recording and retention of these communications.

If the information We automatically collect can identify
you, it is considered Personal Information.

How We
Collect Personal Information

We may collect your Personal Information from the following
sources:

Directly from Website Users (You)- This Website may
automatically collect and/or ask you to provide your Personal Information if
you access this Website, interact with any of Our marketing, provide
testimonials, participate in any promotions, or communicate with Us or if you
submit a webform on this Website for additional information regarding Our
Services.

Third-Party Sources– We may have collected your
Personal Information from third-parties such as marketing and data analytic
partners, third party originators, and Our authorized service providers
utilized by Us for the function of this Website and Our Services.

Site Technologies, Tracking & Cookies- This
Website uses technologies such as pixels and cookies that may have tracking
capabilities or store your Personal Information. We utilize these to improve the Website
experience including saving your preferences for return Website interactions.

Some of these technologies enabled on this Website will
allow Us to track Website visitors engagement, and how you may arrive at and/or
exit this Website. This is executed by
using tracking pixels that are pieces of code embedded in a webpage that will
track the page usage activity. Examples
of that information would be the pages that are viewed, for how long and
when. This could also be executed by
using clear gifs that are small graphics with unique identifiers embedded into
the webpage and/or email messages. The
purpose of this is to track if you view a webpage or email message to improve
Our content, communications and Services.
This is considered and treated as Personal Information that we use for a
business purpose.

This Website also uses cookies. You will have the ability to
refuse all cookies, however; certain feature of this Website may not work or be
available.

Below is a list of the types of cookies we utilize:

Strictly Necessary: These cookies are essential to operate
this Website and provide Our Services.
Functional: These
are cookies used to provide certain features on this Website such as
recognizing your preferences for return Website visits. These cookies are not essential and you
may choose to disable them.
Advertising Cookies:
These cookies provide Us and other third parties to track and learn about
your use of this Website and other sites you may have visited, and other
advertised products or services that you may have been interested in.
These cookies are not essential and you may choose to disable them.
Analytics Cookies:
These cookies allow Our Website and Services to understand how you
interact with Our Website. The information collected is in aggregate form
to help Us understand how effective Our content and marketing is and to
both improve content and build better features that enhance Our Services
and/or the Website experience.

Most browsers allow you to manage how cookies are set and
used as you’re browsing and will allow you to clear cookies and browsing data.
Your browser may have settings which will allow you to manage cookies on a
site-by-site basis. You have the right to decide whether to accept or reject
cookies.

We do not use technology that recognizes “do-not-track”
signals or global privacy setting form your web browser because this Service
does not track user other than for aggregate statistical purposes.

Google Analytics

Google Analytics is a web analytics service offered by
Google that tracks and reports website traffic. Google uses the data collected
to track and monitor the use of Our Service. This data is shared with other
Google services. Google may use the collected data to contextualize and
personalize the ads of its own advertising network.

You can opt-out of having made your activity on the Service
available to Google Analytics by installing the Google Analytics opt-out
browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js,
analytics.js and dc.js) from sharing information with Google Analytics about
visits activity.

For more information on the privacy practices of Google,
please visit the Google Privacy Terms web page:
htvtps://policies.google.com/privacy?hl=en.

How We Use & Disclose Your Personal Information

We may use your Personal Information for the following:

To provide, maintain and
analyze Our Website and Service, this includes the information we
automatically collect for monitoring the usage of Our Service and this is
required to offer these Services and for Our everyday business operations. You cannot limit sharing unless you do
not access or provide a contact or inquiry form on this Website.

To
fulfill your inquiry requests, such as product and service questions,
appointment setting and/or responses to email communications. You cannot
limit sharing unless you do not submit a contact or inquiry form on this
Website.
To
communicate with you about our Services and promotions by contacting you
via email, telephone calls, SMS, or other equivalent forms of electronic
communications regarding updates or informative communications related to
the, Services. This is required to process any inquiry and consent. You
cannot limit sharing unless you revoke your consent or inquiry for these
Services including the security updates, when necessary or reasonable for
their implementation.
To
document, maintain and manage your customer records including purchase
history, inquiries and communications.
This is required for Our business operations and to provide these
Services. You cannot limit sharing unless you do not make an inquiry, set
an appointment or make a purchase.
To
investigate/diagnose problems with Our server, manage Our Website, and to
enhance our Services;
To
protect the safety, property or legal rights of our Services; prevent
fraud; protect and manage our technology infrastructure and security;
To
support core business functions and comply with applicable legal
requirements, industry standards, contractual obligations, or internal
policies.
Perform
any business transaction, such as a merger, acquisition, sale of assets,
bankruptcy, or related transactions.

We may disclose your Personal Information with the following
parties:

Authorized Service Providers– We may share your
Personal Information with other companies that are under contractual
obligations to perform services on Our behalf (“Service Providers”). Those Service Providers may support our core
business functions and internal operations including: Facilitating and support
with the management and storage of information Our Service collects. This includes Our Website data security,
management, hosting and real-time maintenance; fulfilling requests; calling to
schedule appointments; sending postal mail, e-mails, and text messages;
analyzing customer information; providing marketing assistance; processing
credit card and debit card payments; investigating fraudulent activity;
conducting customer surveys or promotions; and providing customer service.

Social Media Platforms and Networks- Some of our Websites have features such as, plugins,
widgets, and/or other tools made available by social media platforms and
networks that may result in information being collected or disclosed between Us
and those parties. Their use of your information is not governed by this
privacy policy. These companies may use your Personal Information for
additional purposes outlined in their privacy policies.

Public Forums– Some of our websites provide the
opportunity to post content in a public forum. For example, If you decide to
submit information in these public forums, that information will be publicly
available.

Legal Obligations- We may disclose your Personal
Information in response to subpoenas, warrants, court orders, government
inquiries, or investigations; or to comply with relevant laws and regulations.
We may also disclose information to establish, exercise, or protect the rights
of our Company, employees, agents, and affiliates; to defend against a legal
claim; to protect the safety and security of our Website and Services; to
detect and protect against fraud; and to take action regarding possible illegal
activities or violations of our policies or terms.

Transfer of Control- We may disclose Personal
Information with another company that buys some, or all, of the assets or stock
of SayGo, and that company may use and disclose Personal Information for
purposes similar to what is described in this policy. We may also disclose
Personal Information with prospective purchasers for evaluate purposes for any
proposed transaction.

Please note, we will not disclose any text messaging
opt–in data and/or consent with any third parties for their marketing purposes.

We or Authorized Service Providers may have used your
Personal Information to contact you via email with newsletters, marketing or
promotional materials and other information that may be of interest to you. You
may opt-out of receiving any, or all, of these communications from Us by
contacting: unsubscribe@saygohomeloans.com.

Text message data
rates may apply and messaging frequency will vary. If you no longer wish to
receive text messages, you may text STOP, QUIT, END, CANCEL or UNSUBSCRIBE to
stop text messages. A one-time text
confirmation of successful unsubscribing will be sent. For help email info@saygohomeloans.com .

How We
Protect Your Information

The security of your Personal Information is important to
Us, but remember that no method of transmission over the Internet, or method of
electronic storage is 100% secure. While we strive to use commercially
acceptable means to protect your Personal Information, We cannot guarantee its
absolute security.

Transfer of Your Personal Data

Your Personal Information may be processed in a foreign
country, where privacy laws may be less stringent than the laws in the United
States. By submitting your Personal Information to Us you agree to the
transfer, storage, and processing of your Personal Information in a country
other than your country of residence including, but not necessarily limited to,
the United States.

Retention of Your Personal Data

The Company will retain your Personal Data only for as long
as is necessary for the purposes set out in this Privacy Policy. We will retain
and use your Personal Data to the extent necessary to comply with Our legal
obligations (for example, if We are required to retain your data to comply with
applicable laws), resolve disputes, and enforce Our legal agreements and
policies.

Children’s Privacy– Our Service does not address
anyone under the age of 16. We do not knowingly collect personally identifiable
information from anyone under the age of 16. If you are a parent or guardian
and you are aware that your child has provided Us with Personal Information,
please contact Us. If We become aware that We have collected Personal
Information from anyone under the age of 16 without verification of parental
consent, We will immediately take steps to remove that information from Our
servers.

Links to Other Websites– Our Service may contain
links to other websites that are not operated by Us. If you click on a
third-party link, you will be directed to that third-party’s site. We strongly
advise you to review the Privacy Policy of every site you visit. We have no control
over and assume no responsibility for the content, privacy policies or
practices of any third-party sites or services.

Changes to this Privacy Policy– We may update this
privacy policy at any time. Please review this privacy policy page frequently
for any revisions. Unless otherwise stated, changes to this privacy policy are
effective immediately upon posting reflected in the updated date provided on
this document. You will be deemed to have been made aware of and have accepted
the changes by your continued use of Our Website or Services. We will provide
additional notice to you if we make any changes that materially affect your
privacy rights.